Determinants of Money Management Behavior

Blair Kidwell, David Brinberg, Robert J. Turrisi

Research output: Contribution to journalArticlepeer-review

31 Scopus citations


Financial debt continues to rise, especially among college students, indicating a need for behavioral research to develop more effective money-management interventions. This study examined social psychological variables relevant to money management decision making among college students. Attitude, affect, perceived ability, and past experience were found to influence money-management behavior (i.e., maintaining a budget). We also examined an attitude model of money management and found 9 variables (e.g., normative influence, perceived barrier, perceived control) that determined attitudes toward maintaining a budget. The relevance of our findings to debt prevention is discussed.

Original languageEnglish (US)
Pages (from-to)1244-1260
Number of pages17
JournalJournal of Applied Social Psychology
Issue number6
StatePublished - Jun 2003

All Science Journal Classification (ASJC) codes

  • Social Psychology


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